Is Now the Time to Buy? Five Questions Wembley Buyers Ask Themselves

Over the past 18 months, one buyer trend has stood out above all others: hesitation. People want to move; they intend to move, and then they wait. Sometimes, for prices to drop. Sometimes, for rates to fall. Sometimes for “the perfect moment”. But here's the truth: most people don’t move because the timing is perfect.

Is Now the Time to Buy? Five Questions Wembley Buyers Ask Themselves
1. The Market Is More Stable Than the Headlines Suggest
Between interest rate speculation and dramatic news coverage, it’s easy to believe the market is on the edge of something huge.
Reality? It’s calmer than it has been in years.
Prices in most areas have flattened, neither falling sharply nor rising dramatically, creating a rare sweet spot: predictability.
Buying in a predictable market is often far less stressful than buying in a hot or falling one.
 
2. Mortgage Rates Have Settled, and Could Move Either Way
Many buyers are waiting for the “big drop” in mortgage rates.
But the recent Budget and Bank of England guidance point to gentle adjustments, not dramatic shifts.
In other words, you might wait six months for a rate that’s only 0.25% lower; meanwhile, the right home might have come and gone.
If you find a home that fits your needs and your budget, sometimes it’s wiser to secure it now than chase small, uncertain savings later.
 
 
3. The Best Homes Never Wait Around
Buyers who’ve been searching for months will tell you this: every so often, a home appears that ticks every box, and it sells quickly.
While average days-on-market may be longer, good homes (the well-looked-after ones in popular roads, close to transport, with the right layout) still draw strong interest.
Waiting rarely works in your favour when you’re competing for the top 10% of properties.
 
4. Your Personal Timeline Matters More Than Market Timing
People outgrow homes.
Families expand.
Commutes change.
Finances improve.
Lifestyle priorities shift.
If your current home no longer suits you, that problem won’t disappear because you waited three more months.
Your life - not the headlines - is the real clock.
 
5. The Cost of Waiting Isn’t Just Financial
Delaying a move can mean:
Another year in a home that doesn’t fit
Longer commutes
Missed school catchments
Stalled lifestyle plans
More stress than necessary
Buying a home is both a financial and emotional decision.
If the numbers work and the move improves your life, waiting might hold you back more than it protects you.
 
Ready to Move with Confidence?
If you’re thinking about buying in Wembley, we’re here to help you cut through the noise, understand the market clearly, and make a move when it’s right for *you*.
No pressure. Just honest guidance so you can move forward with confidence.

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Meet Abigail

  Hello, my name is Abigail, and I am the Grey in Grey & Co. I started working here in 2002 as a Junior Negotiator and have worked my way up the ranks since then. I took over running the company in 2014 and have been enjoying the roller coaster that is leadership ever since.   During my 20 plus years at Grey & Co I have dealt with the sale of over £100,000,000 worth of property and overseen the management of assets worth £250,000,000 for clients around the world.   I also had the pleasure of working with my father, the founder of Grey & Co, for 15 years before he sadly passed away and from him, I learnt the work hard ethic and our values today are still the ones that he founded the company on all those years ago.   Be Remarkable, Be Passionate, Be Humble and Be Better.   As a community centric boutique family agency, you couldn’t find a better partner to take with you on your property journey.

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